Zaim’s core product is providing microloans to Russian consumers. Zaim provides its loans in cash, to Zaim Express branded bank card and online via the most popular payment systems. Loans offered are RUB30,000 (approximately £300) or less, with a maximum duration of 30 days. The standard interest rates on these loans is 1% per day.

Since its launch, Zaim provided more than 1.2 million loans serving over 419,000 active customers.

Cash loans from physical stores and to Zaim-Express MasterCard

The company provides loans via its network of 32 directly managed outlets in Moscow, Moscow Region and St. Petersburg and to its Zaim Express MasterCard. Loans of RUB3,000 to RUB30,000 are provided for a period of 7 to 30 days at flat rate of 1% per day. The loans are provided without collateral or guarantee and in normal circumstances we provide our customers with a free prolongation of the contract. The loans can be repaid in cash or via the most popular payment services without commission.

Online loans to personal bankcards

The company provides loans to personal bankcards of our clients (Online loan) for RUB3,000 to RUB15,000 for a period of 7 to 30 days, at 1% per day. To get a loan, customers are required to complete an application on our company’s website, with a personal bankcard that will be tied to his/her personal account on the website. We provide loans without collateral or guarantee and the loan is received by transferring money to the customer’s bank card.